Temporary educational draft · Replace with the final approved guide before launch.
1. Map your family
List each person who needs protection, existing cover and renewal dates. Keep private medical information out of public forms.
2. Read the cover, not only the price
Compare sum insured, room eligibility, deductibles, co-payments, exclusions and waiting periods using official policy wording.
3. Check how claims work
Confirm hospital network information, cashless procedures and reimbursement documents directly with the insurer.
4. Prepare for renewal
Review changes in needs, keep declarations accurate and retain policy documents where your family can find them.
Your notes
Existing policy: ____________________
Renewal date: ____________________
Questions for the insurer: ____________________
Points to consider
- Coverage comparison checklist
- Renewal preparation
- Questions to ask your insurer